ABOUT US
Discover 2EZBizCredit: Your Trusted Partner in Business Funding and Credit Solutions
Dedicated to Excellence and Service
We are on a mission to empower entrepreneurs, inspiring them to achieve their most significant business goals with proper funding. We help business owners find the credit, capital, and support needed to establish and grow a thriving business.
Get access to up to $150k in business credit lines, Traditional Financing such as SBA Financing, and the widest selection of Alternative Business Lending products. Plus we empower your growth with coaching, motivation and accountability, and a community of like-minded business owners. We go beyond just financing – we give you the tools and support needed to take your business to the next level. Let’s work together to fund your dreams a reality.
Our Key Features
Professional Coaching, Tailored Funding Plans, and Anytime Online Access
Live Expert Coaching and Support: Get personalized guidance from our experienced coaches.
Personalized Funding Strategy: Develop a tailored plan to secure the best funding options.
24/7 Online Access: Manage your funding and business credit needs anytime, anywhere.
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Bank Credit Basics for Truckers
Bank Credit Basics for Truckers
When you run a trucking business—whether as an independent contractor, owner-operator, or fleet owner—understanding your bank credit can be the key to unlocking funding options. This knowledge empowers you, as banks use a system called bank ratings to assess your creditworthiness, which directly impacts your ability to secure loans and other financial products.
"Success usually comes to those too busy to be looking for it." – Henry David Thoreau.
What is Bank Credit?
Bank credit is the total borrowing capacity your business can obtain from the banking system. This rating isn't just about your overall financial performance—it specifically looks at the average daily balance in your business bank account.
Why Bank Ratings Matter
Banks use a unique system known as the bank rating scale to determine a business's financial health. This system helps lenders decide whether to approve your loan application. The most important factor? The average balance in your business bank account over the past three months. To maximize your borrowing potential, your account should have an average daily balance of at least $10,000, which places you in the Low-5 rating.
Here's a breakdown of the bank rating scale:
High 5: $70,000 – $99,999
Mid 5: $40,000 – $69,999
Low 5: $10,000 – $39,999
High 4: $7,000 – $9,999
Mid 4: $4,000 – $6,999
Low 4: $1,000 – $3,999
If your business maintains a Low-5 rating or better, you're in a solid position to secure bank loans. This positions you for growth and success. On the other hand, having a lower balance—such as a High-4 rating—can make it harder to get approved for the financing you need.
Tips to Improve Your Bank Rating
To ensure you have an exceptional bank rating and increase your chances of getting financing, follow these steps:
Maintain a Healthy Average Balance: This is a key responsibility for you as a business owner. Aim for at least $10,000 in your account to secure a Low-5 rating or higher.Keep a Consistent Balance: Avoid large fluctuations that may decrease your average daily balance.
Establish Strong Bank Relationships: Having a good rapport with your bank can enhance your credibility when applying for financing.
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Are you seeking the proper funding to keep your trucking business moving forward? Visit 2ezbizcredit.com today to discover your best financing options and keep your fleet running strong!🚀
Contact Details:
Website: www.2ezbizcredit.com
Email: [email protected]
Phone: (833)-995-2110
Address: 2909 E Arkansas Lane Suite C, Arlington, TX 76010
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Phone Number:
833-995-2110
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Email: [email protected]
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Office: 2909 E Arkansas Lane Suite C, Arlington, TX 76010
Testimonials
Don't take our words for it, Hear from our clients
George O.
2ezbizcredit transformed our financing approach. With their expert guidance, we secured the funding needed to grow.”
Leon D.
Their business credit builder program is phenomenal. We now have access to significant credit lines without personal guarantees.
Michael T.
Exceptional service! Their team helped us navigate the complex world of business loans, and we got the best rates
Sarah W.
Thanks to 2ezbizcredit, we secured equipment financing seamlessly. Our business is thriving!
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